In The Debt, we meet Emma Rose Howard, the wife of a pastor in Kentucky. Emma's life is one that we would come to expect of a Pastor's wife. She is very involved in their church and their television ministry. Yet, a phone message changes all that. We learn that the life she had before she was saved is coming back to find her. The son that she gave up for adoption when she was only seventeen wants to find her, a son that her husband knows nothing about. Curious if this is someone out to find a scandal to upturn all the good that Reverend Howard and Emma have done, Emma agrees to meet him. As we watch these two try to understand each other and figure out what kind of relationship they could have after all these years, the toil this takes on Emma's marriage is one that she never expected. No only do we witness this but lying even deeper is the discovery that at forty-five her life is not what God wanted from her. She begins to question her ministry and the ministries that she and her husband have founded. As a reader, you have no choice but to place yourself in Emma’s position as you evaluate your own life and whether you are responding to the Spirit as it leads or only living the "good life" because it is safe and respectable. The Debt is not a light read but rather a book that will force you to look at your own views of what ministry is.